As you know, we don’t sell vehicles at our Lexus Certified Collision Center. Instead, we offer services like dent removal, car restoration, and wind damage control. Even though we’re in the business of restoring and repairing automobiles, we still know enough to provide some advice about the things parents should consider when they’re buying a car for a student driver in their family.

When you buy a vehicle for a young driver, you can expect your insurance premiums to go up. While you may be able to get a discount if your child is a good student or completed a driver’s education class, it’s quite likely your car insurance premium will still increase. As a general rule, the more expensive the car you buy is, the more your insurance premium will increase. While that’s the case, it doesn’t mean two vehicles with the same price tag will cost the same to insure.

In addition to cost, car insurance companies consider the following when they’re factoring how much it will cost to insure an automobile:

  • The probability that the car will be in an accident
  • The likelihood that the vehicle will be stolen
  • The car’s safety ratings
  • The estimated cost of repairs if the automobile is damaged

With these things in mind, it’s vital that you do some research before you buy a new or pre-owned vehicle for your child.

Of course, our Jacksonville, FL collision center is a great resource you can turn to learn how much it might cost to repair a given vehicle. For more information about the things you should think about when you’re shopping for a car for a student driver, contact Fields Collision Center Jacksonville today.